A recent groundbreaking ceremony in Jupiter, Florida marked the start of a mangrove island restoration project dedicated to Andrew “Red” Harris, a young man who lost his life in a boating accident. The project, set in the Jupiter Narrows, honors his memory by rebuilding three eroding islands that are vital to the local marine ecosystem. While the ceremony is a moving tribute, it also serves as a painful reminder of how quickly a day on Florida’s waters can turn tragic — and how many families are left searching for answers, accountability, and a path forward after a fatal boating incident.
As a Florida personal injury firm that has represented families across the state after catastrophic on-the-water incidents, we want to use this moment to explain what the law offers grieving families and injured survivors. This article is not about the specifics of what happened to Mr. Harris; those facts have already been addressed through his family’s advocacy and public reporting. Instead, we want to help Florida residents understand the legal landscape that applies when a boating or jet ski accident causes serious injury or death.
What Happened
According to reports connected to the restoration announcement, Andrew “Red” Harris was killed in a boating accident, and community leaders in Jupiter have chosen to memorialize him by naming the restored mangrove islands in his honor. The groundbreaking ceremony reportedly launched a project to restore three islands in the Jupiter Narrows that have been eroding over time. The tribute reflects both the family’s ongoing advocacy for boater safety and the broader community’s recognition that Florida’s waterways can be dangerous when operators are careless or when safety protocols are ignored.
For purposes of this article, we treat the underlying incident the way any personal injury lawyer would: as a reminder that boating fatalities in Florida are not rare, and that the legal system offers real remedies to families who have suffered similar harm.
Who May Be Liable
In a Florida boating or jet ski fatality, more than one party may be liable depending on the facts. Potentially responsible parties can include:
- The operator of the other vessel, if speeding, distraction, impairment, or reckless maneuvering allegedly contributed to the crash.
- The owner of the vessel, who under Florida’s dangerous instrumentality doctrine may be liable for negligently entrusting the boat to an unsafe operator.
- A rental company or livery, if a jet ski or boat was rented to an inexperienced or intoxicated user, or if safety instruction was inadequate.
- A charter operator or employer, if the at-fault operator was working within the scope of employment.
- A manufacturer or repair shop, if a mechanical defect, faulty steering, throttle failure, or improper repair contributed to the incident.
- A government entity, in limited cases where hazards in a navigable waterway were unmarked or improperly maintained.
Until an investigation is complete, any statement about who is at fault is preliminary. But identifying every potentially liable party early is critical because insurance coverage, evidence preservation, and filing deadlines vary by defendant.
Legal Theories That May Apply
Several legal theories commonly apply to Florida boating and jet ski accident cases:
- Negligence. The most common theory — that an operator failed to use reasonable care under the circumstances (speed, lookout, sober operation, navigation rules).
- Wrongful death. Under Florida’s Wrongful Death Act (Fla. Stat. §§ 768.16–768.26), surviving family members may bring claims when a loved one is killed by another party’s wrongful conduct.
- Negligent entrustment. An owner who hands the keys to someone unfit to operate the vessel could be liable.
- Vicarious liability. Employers and vessel owners may be liable for the acts of operators under Florida’s dangerous instrumentality doctrine.
- Product liability. If a defective throttle, steering system, hull, or safety component contributed to the crash, the manufacturer or distributor could be liable.
- Premises or dockage liability. In some cases, marina operators or event organizers may share responsibility for unsafe conditions.
- General maritime law. When an incident occurs in navigable waters, federal maritime principles may supplement or replace state tort law.
Damages Victims May Recover
Florida law allows families and survivors to pursue several categories of damages after a serious boating incident. Depending on the case, these may include:
- Medical expenses, including emergency response, hospitalization, surgery, and long-term rehabilitation.
- Lost wages and lost earning capacity, particularly when a victim is young and had a long working life ahead.
- Pain and suffering endured before death or during recovery from serious injuries.
- Loss of companionship, guidance, and support for surviving spouses, children, and, in some cases, parents.
- Funeral and burial expenses.
- Mental pain and suffering of certain surviving family members, as authorized by Florida’s Wrongful Death Act.
- Punitive damages, in cases involving alleged intoxication or grossly reckless conduct, where Florida law permits enhanced recovery.
Every case is different, and the categories available depend on who the survivors are, what caused the incident, and where the case is filed.
Evidence That Strengthens a Case
Boating cases are evidence-intensive. Water erases skid marks, currents move debris, and witnesses scatter. Strong cases are usually built on a foundation of:
- Florida Fish and Wildlife Conservation Commission (FWC) incident reports and any Coast Guard investigation records.
- Toxicology results for the operators involved.
- GPS, chartplotter, and engine control module (ECM) data from the vessels.
- Photographs of vessel damage, impact points, and the surrounding waterway.
- Cell phone records showing distraction or use at the time of the crash.
- Witness statements from passengers, nearby boaters, marina staff, and first responders.
- Maintenance and rental records, especially for chartered or rented vessels.
- Expert reconstruction by marine accident specialists and biomechanical engineers.
- Video from onboard cameras, nearby vessels, drawbridges, marinas, or waterfront homes.
Because much of this evidence disappears quickly, families should consider contacting a lawyer as soon as possible so preservation letters can be sent and independent inspections arranged.
What to Do Next
If you or someone you love has been hurt or killed in a Florida boating or jet ski accident, the steps you take in the first days matter. Consider the following:
- Preserve everything. Keep clothing, gear, phones, and any photos or videos. Do not repair or dispose of any vessel involved.
- Request the official incident report from FWC or the Coast Guard once it becomes available.
- Document injuries and symptoms in writing and follow all medical advice.
- Do not give recorded statements to any insurance carrier before speaking with an attorney — these calls are used to minimize what you recover.
- Watch the clock. Florida’s statute of limitations for wrongful death is generally two years, and negligence claims for injuries are also time-limited. Maritime cases may have their own deadlines. Missing them can end a case before it begins.
At Dean Law Firm LLC, we help Florida families understand what happened, hold the responsible parties accountable, and pursue the full measure of damages the law allows. If you have questions after a boating or jet ski incident, we are here to listen.
Frequently Asked Questions
Can I sue if my loved one died in a Florida boating accident?
Yes. Under Florida’s Wrongful Death Act, certain surviving family members — typically a spouse, children, and sometimes parents — may bring a claim against any party whose alleged negligence caused the death. The personal representative of the estate files the lawsuit on behalf of the survivors. An attorney can help identify who qualifies and what damages are available.
How long do I have to file a boating accident lawsuit in Florida?
Florida generally allows two years to file a wrongful death claim and two years for most negligence-based personal injury claims involving boating incidents. Maritime claims filed under federal law may have different deadlines. Because these windows can pass quickly and evidence disappears, it is important to speak with counsel as soon as possible.
What if the at-fault operator was drunk or impaired?
If alcohol or drugs allegedly contributed to the crash, Florida law may allow punitive damages in addition to compensatory damages. Impairment can also strengthen negligence claims against the operator and, in some cases, against the owner who allowed the person to operate the vessel. Toxicology and witness evidence become especially important in these cases.
What if the accident involved a rented jet ski?
Rental companies may be liable if they rented to an inexperienced or impaired user, failed to provide adequate safety instruction, or supplied a poorly maintained watercraft. Florida also imposes responsibility on vessel owners under the dangerous instrumentality doctrine. Preserving the rental agreement and any waivers you signed is important — waivers do not always eliminate liability.
Do I still have a case if my loved one wasn’t wearing a life jacket?
Possibly, yes. Florida uses a modified comparative negligence system, so a victim’s own conduct can reduce but does not always eliminate recovery. Whether a life jacket would have prevented the death is a factual question that often requires expert testimony, and it should not stop a family from exploring their legal options.
Who investigates boating accidents in Florida?
The Florida Fish and Wildlife Conservation Commission (FWC) is the primary state agency that investigates recreational boating accidents, and the U.S. Coast Guard may investigate incidents on federal navigable waters. Their reports can be valuable evidence, but they are not the final word on civil liability. An independent investigation by your legal team often uncovers facts the official reports miss.
How much does it cost to hire a boating accident lawyer?
Most Florida personal injury firms, including Dean Law Firm LLC, handle boating and wrongful death cases on a contingency fee basis. That means no upfront cost — the firm is only paid if you recover compensation. This structure allows families to pursue justice without adding financial pressure during an already difficult time.
Can we still pursue a case if a memorial or tribute has already happened?
Absolutely. Public tributes, memorials, and community projects honoring a loved one do not affect a family’s legal rights. Civil claims are separate from these acts of remembrance, and pursuing accountability can actually reinforce the safety message a tribute is meant to send.
Original reporting: yahoo.com.

